4G Capital is the next generation of business lending. A simple way to access funding and knowledge on your terms.
We grow businesses with working capital loans and enterprise training. Providing the right financial support, the right enterprise knowledge and the right digital solutions for growth and for good.
Disbursements and repayments are via mobile money with frictionless receipt, repayment and reconciliation.
![tree stump grey.png](https://static.wixstatic.com/media/943288_bec6656c47f14297971a3daa2c83c7ca~mv2.png/v1/fill/w_283,h_366,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/tree%20stump%20grey.png)
![](https://static.wixstatic.com/media/943288_89a0ede80be84541b5fd1cea14e7b08e~mv2.png/v1/fill/w_103,h_151,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/943288_89a0ede80be84541b5fd1cea14e7b08e~mv2.png)
Our products
We know the potential of small businesses. Our products are tailor-made for busy traders in the world’s fastest growing markets.
![photo overlap 1.png](https://static.wixstatic.com/media/943288_43e7ff034754488a96dd4313d7e3c0a9~mv2.png/v1/fill/w_118,h_126,al_c,q_85,usm_0.66_1.00_0.01,blur_2,enc_avif,quality_auto/photo%20overlap%201.png)
Instant Business Boost
Finance For Sales
Sustainable returns
Partnership for Impact
Business Management & Financial Competency Training
Clients receive customised business training with every loan through our hybrid 'touch-tech' approach. We blend human customer service with digital accessibility.
Our progressive programme builds on existing skills and adds knowledge for customer needs, providing the ways and the means for success.
![](https://static.wixstatic.com/media/ca9a63_e7e3fa51c11f49549afec914382a1a40f000.png/v1/fill/w_163,h_163,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/ca9a63_e7e3fa51c11f49549afec914382a1a40f000.png)
Disbursed
(USD)
![](https://static.wixstatic.com/media/ca9a63_878beec0edad418a83e31ad4d19be006f000.png/v1/fill/w_163,h_163,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/ca9a63_878beec0edad418a83e31ad4d19be006f000.png)
Loans
Approved
![](https://static.wixstatic.com/media/ca9a63_95b0772feb8649a789476e24d664a52ef000.png/v1/fill/w_163,h_163,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/ca9a63_95b0772feb8649a789476e24d664a52ef000.png)
Branches in
Kenya & Uganda
![](https://static.wixstatic.com/media/ca9a63_2564dda2b44a422e94bccebf443b1bd5f000.png/v1/fill/w_163,h_163,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/ca9a63_2564dda2b44a422e94bccebf443b1bd5f000.png)
Distributors
Onboarded
What we do
Our mission is to grow business with capital & knowledge
4G Capital is licensed and regulated by the Central Bank of Kenya and the Uganda Microfinance Regulatory Authority as a Digital Credit Provider. We're also a leading B Corporation in Africa, meaning we are committed to best practice to serve all our stakeholders and communities.
![4G Cut out 5.png](https://static.wixstatic.com/media/943288_e77500a364a14acfba001138c27deb94~mv2.png/v1/fill/w_101,h_111,al_c,q_85,usm_0.66_1.00_0.01,blur_2,enc_avif,quality_auto/4G%20Cut%20out%205.png)
Our purpose is to unlock human potential for good
![4G shape 3.png](https://static.wixstatic.com/media/943288_3108f53209414bb0afeaa649db7e27f8~mv2.png/v1/fill/w_175,h_184,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/4G%20shape%203.png)
![4G shape 3.png](https://static.wixstatic.com/media/943288_3108f53209414bb0afeaa649db7e27f8~mv2.png/v1/fill/w_175,h_184,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/4G%20shape%203.png)
Touch
Tech
![4G shape 3.png](https://static.wixstatic.com/media/943288_3108f53209414bb0afeaa649db7e27f8~mv2.png/v1/fill/w_175,h_184,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/4G%20shape%203.png)
Data
![lines.png](https://static.wixstatic.com/media/943288_91ffea259d624a6eae300c89e0fb82f4~mv2.png/v1/fill/w_177,h_354,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/lines.png)
![4G shape 6.png](https://static.wixstatic.com/media/943288_0086ee8138654d3eadd26977ad514f9d~mv2.png/v1/fill/w_131,h_138,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/4G%20shape%206.png)
Responsible lending
![4G shape 6.png](https://static.wixstatic.com/media/943288_0086ee8138654d3eadd26977ad514f9d~mv2.png/v1/fill/w_131,h_138,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/4G%20shape%206.png)
Business
training
![lines2.png](https://static.wixstatic.com/media/943288_8cf92754a9e9486b82b33479f4b114c4~mv2.png/v1/fill/w_134,h_201,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/lines2.png)
Customer success
![lines2.png](https://static.wixstatic.com/media/943288_8cf92754a9e9486b82b33479f4b114c4~mv2.png/v1/fill/w_134,h_201,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/lines2.png)
![4G shape 1.png](https://static.wixstatic.com/media/943288_df6b85d68b9f4454a16725cf5a20a3c8~mv2.png/v1/crop/x_78,y_0,w_1665,h_1029/fill/w_58,h_36,al_c,q_85,usm_0.66_1.00_0.01,blur_2,enc_avif,quality_auto/4G%20shape%201.png)
Environmental impact
![4G shape 1flipped.png](https://static.wixstatic.com/media/943288_b7ab832f0a904c39b57847102479d451~mv2.png/v1/fill/w_57,h_36,al_c,q_85,usm_0.66_1.00_0.01,blur_2,enc_avif,quality_auto/4G%20shape%201flipped.png)
Financial
inclusion
![](https://static.wixstatic.com/media/943288_580629a334a8446cbfe1caf8a284b928~mv2.png/v1/fill/w_48,h_79,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/943288_580629a334a8446cbfe1caf8a284b928~mv2.png)
![data.png](https://static.wixstatic.com/media/943288_981bb02dc23f42bbafe97c522d0b1a4b~mv2.png/v1/fill/w_75,h_72,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/data.png)
![tech.png](https://static.wixstatic.com/media/943288_1153ac79ecd94a3da34cff95a8ce0dd0~mv2.png/v1/fill/w_43,h_71,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/tech.png)
How we work
![delivery ICON_2.png](https://static.wixstatic.com/media/943288_073281986a744863855e9aaebdbe5345~mv2.png/v1/fill/w_176,h_176,al_c,lg_1,q_85,blur_3,enc_avif,quality_auto/delivery%20ICON_2.png)
![4G shape 8.png](https://static.wixstatic.com/media/943288_73d6b4091db04a658c2a943d82540396~mv2.png/v1/fill/w_175,h_184,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/4G%20shape%208.png)
Optimised loan delivered
![AI Icon_2.png](https://static.wixstatic.com/media/943288_95dc43962e924633948ecf64c40ed8bb~mv2.png/v1/fill/w_176,h_176,al_c,lg_1,q_85,blur_3,enc_avif,quality_auto/AI%20Icon_2.png)
![4G shape 8.png](https://static.wixstatic.com/media/943288_73d6b4091db04a658c2a943d82540396~mv2.png/v1/fill/w_175,h_184,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/4G%20shape%208.png)
Personalised AI driven business assessment
![support ICON_2.png](https://static.wixstatic.com/media/943288_b376aa9119f941968dee80612fd3369c~mv2.png/v1/fill/w_176,h_176,al_c,lg_1,q_85,blur_3,enc_avif,quality_auto/support%20ICON_2.png)
![4G shape 8.png](https://static.wixstatic.com/media/943288_73d6b4091db04a658c2a943d82540396~mv2.png/v1/fill/w_175,h_184,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/4G%20shape%208.png)
Customer care, support and training
![repeat ICON_2.png](https://static.wixstatic.com/media/943288_c271fd239505403c80a2dae8f4e51bae~mv2.png/v1/fill/w_176,h_176,al_c,lg_1,q_85,blur_3,enc_avif,quality_auto/repeat%20ICON_2.png)
![4G shape 8.png](https://static.wixstatic.com/media/943288_73d6b4091db04a658c2a943d82540396~mv2.png/v1/fill/w_175,h_184,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_avif,quality_auto/4G%20shape%208.png)
Instant repeat loan on request
Find us
4G Capital operates in Kenya and Uganda with offices in Jersey and Mauritius
Kenya
![](https://static.wixstatic.com/media/943288_24830b8d4b284c08810cbe360d0c0797f000.jpg/v1/fill/w_98,h_96,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_avif,quality_auto/943288_24830b8d4b284c08810cbe360d0c0797f000.jpg)
Uganda
![](https://static.wixstatic.com/media/943288_4d31dbefc3714fea8f0a4a7807b339ccf000.jpg/v1/fill/w_98,h_96,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_avif,quality_auto/943288_4d31dbefc3714fea8f0a4a7807b339ccf000.jpg)