4G Capital is The Best African Fintech for financial growth.
4G Capital is recognized among the Best African Fintechs, delivering smart business loans, training, and digital financial services that help enterprises grow.
With fast mobile money disbursements and repayments, we make financing simple, secure, and stress-free.
Every loan includes customised training through our 'touch-tech' approach, blending personal support with digital access. By providing inclusive MSME loans, 4G Capital empowers small businesses to unlock opportunities and achieve sustainable growth across Africa.
Discover 4G Capital
12 years of operations
Enable unbeatable accuracy in our AI to right size loans and provide laser focussed support for small businesses
5.5 Million loans delivered
Securely and privately via Mobile Money with 87% customer repeat rate and consistently high promoter scores.
Over 600,000 customers
Have received support and training enabling up to 86% business growth in a year creating lasting trust and loyalty.
620 million dollars disbursed
In instant repeat loans delivered on request at any time day or night, leaving customers free to run their busy lives.
Find your Nearest Team
Kenya
Uganda
Jersey Headquarters
Unrivalled Customer Impact
“4G Capital is the best place for visionary business people to grow and thrive as unlike other lenders, they trust you first, then build the relationship later"
Meet Floridah Murugi from vibrant Meru County, Kenya. She embarked on a life-changing journey to the town of Lodwar during her college years and, captivated by its promise, decided to make it her permanent home. Eleven years ago, with courage and vision, she opened a small beauty shop in the heart of town. The beginning was challenging, with daily earnings of around $20. However, Floridah was determined not to return to her village and recognized the incredible potential of this rapidly flourishing town, she was resolutely determined to succeed.
Her vision has always been to create a one-stop shop where her customers can enjoy both quality and affordability. Then, in April 2022, a visit from the 4G Capital team brought a new dawn to her dreams.